Asher
2023-02-12 15:49Statement3為什么是正確說(shuō)法? 不是越老買(mǎi)年金 yield更高嗎? 就像女人longer life expectancy就更低的yield 這個(gè)越老買(mǎi) life expecta更少
所屬:CFA Level III > Private Wealth Management 視頻位置 相關(guān)試題
來(lái)源: 視頻位置 相關(guān)試題
1個(gè)回答
Johnny助教
2023-02-13 20:32
該回答已被題主采納
同學(xué)你好,certain period是保證至少會(huì)支付給你多少年的年金。教材原文如下:the inclusion of a period certain will reduce the payout, but to varying degrees, adding the 10-year period certain has a relatively small effect on the income yield for a 60-year-old male, but it has a significantly greater impact for the 90-year-old male,this difference is based on life expectancies. 越老買(mǎi)年金,income yield越高,但是有了period certain,年紀(jì)越大的人的income yield下降幅度更大
